Easy ways to make money for kids

What Can I Do with my Small Farm? Selecting an Enterprise for Small Acreages

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• Goals for the farm
• • Hobby
  • Ag deferral
  • Income
• Crop production costs and returns per acre
• Physical resources of the farm
• • Land–types of soils
  • Water–potential for irrigation
  • Climate and microclimate
• Type of enterprise
• • Production technique
  • Type of crops
  • Marketing
• Family resources and skills
• • Finances
  • Credit
  • Family skills and desires
  • Other factors to consider
• Summary
• Resources and references

Often, when people buy a small farm they simply want someone to tell them what they can “do” with it. As strange as it might seem, this isn’t an easy question to answer. When landowners begin to make important decisions related to the use of their property, they might not recognize the complicated web of details involved. Before making decisions, you should consider these major factors that interact with and influence each other (Figure 1):

• Goals for the farm
• Physical resources of the farm
• Family resources and skills
• Type of farm enterprise and crop produced

For instance, the type of soil on a farm influences what crops can and cannot be grown, which in turn influences the level of gross farm income. Also, the farm owner’s skills for (and enjoyment of) working directly with consumers might influence the farm’s marketing technique (direct marketing versus wholesale). Small farms are like any small business. They often require long hours, long-term commitment, and stamina. And like many highly successful small businesses, they require a risk taking, entrepreneurial spirit.

The major components involved in a farm enterprise decision and how they interact with each other

Small farms as a hobby

Agricultural deferral

There might be tax incentives to manage your property as wildlife habitat. Under the “Wildlife Habitat Conservation and Management Program,” landowners can retain their agricultural assessment when they enter into a management agreement with the Oregon Department of Fish and Wildlife.

Table 1.–Crop production costs and returns per acre. Establishment Costs Annual Costs Gross Returns/Year

Assume the direct operating expenses on most crops are 50-60 percent of gross sales. For example, how much will it take to raise an acre of nursery stock? You must include capital investment in facilities (such as greenhouses and winter houses) as well as all operating expenses (fertilizer, labor, crop protection products, and marketing costs). This is cash up front, and $5,000 to $9,000 is a bare minimum!

Soil maps are available that allow you to identify the exact soil types on any parcel. These maps are published in soil surveys for each county. Soil surveys include descriptions of each soil type that give some indication of the soil’s strengths and weaknesses for agriculture and forestry. Contact your USDA Natural Resources Conservation Service office for the soil survey for your area. You can find their phone number under Department of Agriculture in the federal government section of the phone book.

You are far better off with 5 acres of great soil than 50 acres of mediocre soils. However, you might need a certain critical acreage to produce some crops economically. For example, growing grain on less than 200 acres would not support the purchase of even a used combine. While garlic can be produced on small plots (3 /4 acre or less) using hand labor and a rototiller, 5 acres probably is needed to justify a fully mechanical operation.

In addition, your farm’s location can have a large bearing on your marketing options. Does it have good road access? It must be appealing to the public if you are planning direct sales. If the crop you grow requires a semi-truck for transportation, is your farm able to handle it?

Water–potential for irrigation

Water is another critical resource that determines crop options for your farm. Most, although not all, high-value crops require irrigation. Nurseries are heavy users of irrigation, as are vegetable operations. Christmas trees, wine grapes, garlic, and in certain situations, raspberries and strawberries, can be grown without irrigation.

Various Extension publications detail crop water-use requirements at various locations in Oregon. The estimates take into account irrigation method, crop growth stage, and weather.

In Oregon, water resources are controlled by state authorities and are distributed to landowners based on historic use and the quantity available. This system prevents one landowner from damming a river that serves many other landowners. The recent regulations supporting salmon recovery often require higher minimum stream flows during certain seasons, further restricting water withdrawals for irrigation.

The ability to irrigate is based on your farm’s water rights. Water rights determine whether your farm may access water–and how much–from wells, rivers, or other bodies of water.

If you do not have water rights, you might not be able to get them. Check with your local water rights authority about water rights attached to a particular parcel or about restrictions on the development of new water rights in your area. It is illegal to use a domestic well for irrigating a commercial agricultural crop.

In Oregon, contact the Water Resources Department, 158 12th St. NE, Salem, Oregon 97310. Phone: 503-378-2496.

Water-quality concerns such as salt content, pH, or specific minerals in the water can affect its suitability for irrigation. Ask for a detailed water analysis when purchasing a water right.

Climate and microclimate

Type of farm enterprise and crop(s) produced

The crops you grow and any other services or processing offered by your farm are the products of your farm business. Choosing a production technique, specific crops to grow, and marketing channels requires some thought and planning.

Marketing

• Roadside stands
• Farmers’ markets
• Community supported agriculture (CSA) or subscription farming
• Restaurants and public institutions
• World Wide Web
• Other direct-marketing techniques

Credit

When you obtain money, make it work productively for you in the business. Analyze every decision. Don’t buy a tractor because you like to smell diesel. Any asset (time, money, skills, or equipment) needs to be employed for the greatest benefit of the business.

Family skills and desires

Whether your enterprise fits your family’s goals and abilities is a big factor in its success. For example, families often take on a farming enterprise based solely on financial factors. They might discover they really do not enjoy the crop they grow, and the work becomes drudgery. Here are some things to consider:

Use your strengths

• What do you love to do? Growing a crop that you enjoy working with and believe in will get you through hard times and help you market it. Don’t force yourself into a type of farming based solely on external factors. If your real love is working with animals, you might not be happy owning a nursery.
• What do you know how to do? Farming is made up of many important skills–mechanical, bookkeeping, management, and so on. Involve yourself and other family members in farming tasks for which they have some related training.
• What do you do well? People have a variety of abilities– for example, a knack for nurturing calves or growing bedding plants.

Be aware of how you and your family want to live

• Check into the production calendar for the crop you are considering. How do you feel about the schedule? Does it fit with off-farm work schedules? Does your family like to take a long vacation during the summer? How important are holidays? For example, if you plant Christmas trees, harvest is likely to interfere with some winter holidays.
• How many hours and what months of the year do you want to work on the farm? It’s easy to work incredibly long hours on a farm. What about the social activities your family likes?
• What is your comfort level with risk? Do you thrive on a bit of it or does it scare you? Some crops pose little financial risk but promise little income. Other crops have the potential for high profits but pose very high levels of risk.
• Direct marketing usually involves a lot of contact with people. Do you like dealing with people?
• Is the whole family excited about farming? Moving to a rural environment can cause stress to family members that prefer a more urban lifestyle.

Some other factors to consider

Farm community. An active farm community promotes group learning, innovation, and cooperation. Quality suppliers of equipment, services, and information are more available where there is a “critical mass” of farmers. Nevertheless, isolated farmers can join commodity organizations and take other steps to improve their technical and marketing skills.

Isolation. If you are isolated, you must carry larger parts and supply inventories, and, most significantly, you probably cannot contract as easily for custom farm work. Thus, you must have the ability and equipment to do all of the work yourself. This requires a much higher up-front investment in capital, time, and skills. In addition, it will be more difficult to attract buyers for the crop.

Labor pool. Many horticultural crops are very perishable and must be harvested and marketed in a timely fashion. Access to reliable and productive labor can mean the difference between success and failure. Are you comfortable managing labor? Are you willing/able to supervise and do the additional paperwork involved with having employees? Can you pay for labor before you are paid for your crop?

Access to markets. This factor is crucial for the small farmer who must get a high percentage of the crop dollar to survive.

Summary

• Having a passion for what they do
• Watching their cash-flow cycle
• Producing crops for small but well-paying markets
• Utilizing diverse marketing outlets but understanding the costs of low-volume locations
• Marketing aggressively and creatively
• Searching out and using information to reduce production and marketing risks
• Understanding that there is a learning curve to new enterprises and not expecting to make any money for several years
• Investing in good soils and water
• Locating near a major population center on a paved road
• Employing used (versus new) equipment and being able to do at least preventive maintenance on the farm
• Using contractors to carry out some capital-intensive parts of the enterprise in the beginning
• Matching work to the family’s time, desires, and abilities
• Diversifying sources of earnings, including off-farm income, to produce a solid, year-round cash flow

Web sitesFood and Farm Connections. Washington State University Cooperative Extension

National Sustainable Agriculture Information Service. Appropriate Technology Transfer for Rural Areas (ATTRA), National Center for Appropriate Technology

Oregon Small Farms. Oregon State University Extension Service

Small Farm Center. University of California-Davis

Small Farms @ USDA

What Financial Resources Are Available to Assist Small Farms? USDA Rural Information Center

In addition, enterprise budgets are available for many crops. They contain useful information on the costs of specific activities involved in producing and marketing a crop.

Contact your county Extension office for more information or visit the OSU Extension Publications and Videos catalog.

Prepared by by Oregon Small Farms publications series coordinators Chip Bubl, Extension horticulture agent, Columbia County; and Garry Stephenson, Extension small farm agent, Benton County; Oregon State University. Published March 2001. Reprinted September 2006.

Making a Living on a Small Farm

John Ikerd

University of Missouri

Published in Sustaining People through Agriculture column, Small Farm Today, November/December, 2000 issue

In times past, forty acres, a mule, and a lot of hard work were all that it took to make a living on a farm.But those times are gone. A family could live well on a lot less money in those times, but hard work also was worth a lot more back then regardless of whether it was done by a mule or by a man. The conventional wisdom was that anyone who was willing to work hard enough could make it on the farm. During the financial crisis of the 1980s, many farmers virtually worked themselves to death trying to save their farm. If they could just work hard enough, they could make it. But, they couldnt they went broke.

Work simply isnt worth as much as it once was at least not on the farm. Tractors took the place of horses and mules. Other machinery and equipment took most of the work out of most jobs around the farm. Physical labor isnt worth any more than the cost of using a machine to do the same job maybe even less because machines are less bothersome to fix or replace and far easier to manage than are humans.

Mechanization made farming easier. Farmers became machine operators rather than laborers. But a mechanized farmer could farm a lot more land or raise a lot more livestock than could a farmer doing everything by hand. And farmers still had to expect to put in full-time on the job if they expected to make a full-time living. So a full-time mechanized farmer had to have a lot more land and a lot more capital tied up in machinery and equipment just to make a living.With mechanization, farms became larger and it became more difficult to make a living on a small farm.

Agricultural chemicals also made farming easier, taking some additional labor out of farming, but mostly, making a farm far easier to manage. A farmer didnt need to know nearly as much about maintaining the natural fertility of the soil they could take a soil test and apply the right fertilizers. They could specialize in crops or livestock they didnt need manure to go back onto the fields to maintain fertility. Farmers didnt need to know how to till the fields to control weeds they could spray with herbicides. They didnt need to understand how to use crop rotations to control weeds, insects and other pest they could use commercial pesticides.Livestock farmers didnt need to know how to keep their animals healthy and growing, they had antibiotics and hormones to fill in the gaps in their knowledge. Farmers now could farm by recipe. As farms became easier to manage, each farmer was able to farm more land or raise more livestock. However, a farmer still had to expect to put in full time on the job to earn a full time living. So with increasing use of agricultural chemicals, farms grew still larger, and it became still more difficult to make a living on a small farm.

In economic terms, there are only four basic factors of production, or four basic ingredients in any production process land, labor, capital, and management. Over time, machines, agri-chemicals, and other technologies have resulted in substitution of capital and land for labor and management.Consequently, a typical full-time farm today requires far more land and capital today than fifty years ago. It takes far more money to buy and operate a farm today because of high land and equipment costs and expenses for fertilizers, pesticides and other commercial inputs. But, in a typical farm today, labor and management are far less important than fifty years ago. If a farmer has enough land and enough money to buy the latest equipment and technology, they dont have to work much or even think much except about how to manage their money.

In economic terms, each of the four factors earns something in return for its contribution to productivity. Land earns rent, labor earns wages, capital earns interest, and management earns a salary. Profit or loss is the reward or penalty for taking the risk associated with investing land, labor, capital, and management in an enterprise without knowing whether the net results will be positive or negative.Profit is the reward for taking the risk of farming rather than renting the land, putting the money in an insured CD, and working for someone else. In general, each factor of production earns a return in relation to its contribution to the production process.

As the nature of farming has changed, the returns to land and capital have grown and the returns to labor and management have declined. It isnt necessary to quote statistics; its just plain common sense.Returns to labor and management are returns to the farmer to the human investment in a farming operation. The land and capital can be owned by anyone increasingly by someone other than the farmer. Actual farming is about working and thinking labor and management.And in general, the return to farming can be no more than proportional to the working and thinking done by the farmer. If there isnt much working and thinking going into producing a crop or a batch of livestock, there isnt going to be much in it for the farmer and it will be tough to make a living without a lot more land and capital. Farmers who dont do much working or thinking simply cant expect to make a living on a small farm.

The ultimate low-return agriculture is contract production.Farmers are being told that the only way they can remain competitive in agriculture is by signing a comprehensive production contract with one of the giant agribusiness corporations. But, farmers need to stop and think who can logically expect to benefit from contract production? Under most contracts, the corporation arranges for capital mostly loans to be repaid by the grower. The corporation provides all of the technology genetics, equipment, feed, health care, etc. And the corporation provides virtually all of the management the growers mainly do what they are told to do. The grower provides the labor, but the highly mechanized operations require little labor. Contract livestock or poultry operations require little land, although the grower is expected to find some place to dispose of manure. In summary, the grower provides a small amount of equity capital, a small amount of land, and some low-skilled labor. The corporation provides everything else. The grower gets a fixed amount per animal produced, regardless of costs or price, so the contractor even takes most of the risk. So who is going to benefit from a corporate contract operation?Certainly not the grower the grower doesnt do anything that would justify making a living in such an operation.

So what does all this say about making a living on a small farms? It says small farmers have to put a lot more of themselves into their operations a lot more management and labor than do most farmers today. It says a farmer cant expect to make a decent living if someone else makes all of the important decisions and they only contribute some low-skilled labor. It says that farmers must rely on management and labor far more and rely on land and capital far less if they expect to make a living on a small farm.It says that the way to turn a small farm into a full-time farming operation is to find ways to substitute management and labor for land and capital.

There is a limit to how hard anyone can work or, more important, would want to work on a farm.Working harder is still not the secret to making a living on the farm even though most of us would be better off if we did a bit more physical labor and a bit less sitting. However, thinking is potentially far more productive and is far less limiting than is working. So the key to making a living on a small farm is more intensive management mixed with an appropriate amount of skilled labor. A small farmer has less land and capital so they have to do more thinking and decision making per acre or dollar invested and they have to be willing to work when working is the logical thing to do.They have to put more of themselves into it if they expect to get more for themselves out of it. The successful farmer of the future might quite accurately be labeled a thinking worker or a working thinker the key is to do both together, simultaneously, in harmony.

It takes more thinking to work with nature to reduce costs of inputs and increase profits while taking care of the land more eyes per acre as Wes Jackson says. It takes more thinking to find and keep customers who want, and are willing to pay for, the things a small farmer can produce in harmony with nature relationship marketing as Joel Salatin calls it. It takes more thinking to fit your unique talents and skills as a farmer to the needs of your land, to your particular customers and your community linking people, purpose, and place.Literally thousands of these thinking workers are on small farms today all across the land putting more of themselves into their operations and are getting more for themselves in return. Each is doing something different, but one by one they are finding ways to make a good living on a small farm.

By Herman Beck-Chenoweth
Recently, on another forum, there was a discussion about making money on a small acreage. Since I have some personal experience on this subject I thought I would share it. I always wanted to farm, even since high school, but never could figure out a way to buy the land. Then, I became successful in another business and was able to purchase a worn out 160 hill farm in southern Ohio in 1990.

It had run down but usable buildings, minimal water but some systems in place to capture roof runoff in substantial cisterns, and some tillable ground. We went to Soil & Water and they dug up some aerial photos of our farm from the late 1940′s. There we discovered contour lines and what the individual fields were used for (they gave us the complete information package they had about the farm).

We had purchased the farm for $100,000, and due to owning other property we were only able to put 5% down. We started slowly, working in our other business while we grew more and more self-reliant. By 1992 we were ready to move into more farm based products. We sold our other business on terms payable over two years after a $25,000 down payment. So basically I had an “off-farm” income to help buy a good used tractor (Massey 175 diesel) and some new equipment.

To keep this story to a reasonable length I will omit some details (maybe I’ll write another book someday) to concentrate on the process and the results. At the conclusion of a year or so of experimenting we started raising free-range chickens (broilers, fryers & roasters) on about five acres of our land. At our height (1994-2001) we produced 5,000 meat chickens, kept 2,000 egg layers, raised 500 turkeys per year, grew “dairy beef” on pasture (no grain, raised 3 years before sale), and gardened 5 acres of vegetables. We were effectively utilizing about 20 acres of our farm to produce 90% of our income. All products we sold to restaurants, a health food store and at a Farmer’s Market. We processed all of the meat, eggs and vegetables on our farm. Our poultry processing plant was equipped with used machinery and staffed with FFA students after school. I had 1 full-time farm hand. So, the bottom line here was that we worked hard, but were self supporting on 20 acres. We did hay about 35 more but that was not a major net income producer and the rest of the land was forest and open areas for our own pleasure and isolation.

I neglected to mention the reason that we were only able to put 5% down on the farm was because we had our other home on the market but it had not sold. We rented it but it was a wash as far as income went.

We became regionally famous because everyone said you couldn’t make enough money on that small acreage to make it pay but we were doing it anyway. So we led farm tours to show how we worked and invariably some 20 something asked where they could get the money to buy a farm such as ours. I explained that we had waited until we were in our late 40′s to acquire our land, but that they could start by renting 5 acres and keeping a few chickens to sell and collect manure from, sell at retail like we did, work the land by hand (after hiring out garden preparation) live frugally, and save their money to purchase 20-50 acres somewhere where land was still reasonably priced. Usually, the response was they wanted the whole enchilada without waiting.

Now here is the story behind how we made everything work. I hand built feeders and housing on skids buying “outs” (imperfect white oak) lumber purchased from a local sawmill. Purchased used equipment from retired farmers, ate what we grew (less than 10% purchased off the farm), balanced animal production with gardening fertilization needs, spent next to nothing on farm inputs such as fertilizer or ag chemicals, and sold all our products at retail (no commodities).

The results: We paid off our farm in 11 years solely from farm income. We ate like kings and queens. We had FUN even doing the hard work. Our son, and nieces and nephews had a great place to hang out and learn to work and love animals and gardening. Basically we farmed as though it was the 1930′s, even to the point of adapting horse drawn equipment of appropriate size and scale to cut down on our work load. I can’t tell you how much money we made from our “automated” potato beds (see related information and photographs under the Resilience Research board on this forum below, but I can tell you it was a substantial amount. We had “new” potatoes all year and potatoes to sell all winter long.

The bittersweet side of this story is that our County Commissioners decided our County should become a “bedroom community” or weekend getaway for folks in a city 50 miles away. Land around us was subdivided into small plots. Folks found following my farm equipment on the road frustrating and blew their horns or passed in inappropriate places. I became the last full-time farmer between our farm and 12 miles to the county seat. All ag support systems (feed mills, in-field tire repair, etc.) shut down. We could have made these newcomers our customers and stayed, but as more and more of our pets died on the county road running past our homestead, we decided it was time to move on. We knew that because the land prices had increased dramatically that no one could purchase our farm at market price and make a living from the land.

Even though it was a hard decision to make, we had a survey done, divided our land up into 10-40 acre workable parcels, set restrictions that made the land un-resubdividable, encouraged farm production, supported the construction of smaller homes and in general tried to make sure the farm would continue to be farmed but as smaller acreages, and the neighborhood would be impacted as little as possible. Realtors told us land restricted in such a way would never sell so we put the farmettes on the market ourselves. We sold 2/3 of the parcels within a week after I put a 4″ ad in the local Sunday classifieds. The rest sold just as quickly and all to folks that LOVED the restrictions. For our part we made a substantial profit on the land and that enabled us to buy a better 175 acre farm in the Missouri Ozarks.

We no longer produce food for others because we are too far from the markets for our products. We now operate a Research Farm, run an on-line book store, continue to grow nearly all of our own food, breed animals and vegetable varieties, and market native nursery stock and heirloom seeds that we produce. The end result: A beautiful remote farm, never going to work off the farm, making trips to town about every two weeks, and loving where we are and what we do.

My fondest wish is that our experiences can give others the faith to start small, farm sustainably and supply good local food at prices equal to or greater prices than the local food markets. “Greater”. Yes, I did write “greater”. Good quality, properly grown and processed, fresher local food is worth more. But, that is another story for another time. Production agriculture and agricultural marketing ARE different but successful farmers can make them work together for the good of all. How do I know? Not only did we succeed but so did my Grandfathers and Great Grandfathers. I know. I have inherited the photographs of the old home places: giant 3-story barns, beautiful well-built houses, farms to pass on to future generations. They marketed as well as produced and they prospered. In fact, they did it so well that the period from the 1920′s through the 1940′s became known as “The Golden Era of Farming”

Today a return trip to those farms would most likely find an old house falling down, the glorious barns collapsed, a pole building for a combine (some farmers don’t even plant of till their own crops, the equipment is too expensive), no livestock and a double wide for a home. The farmer (and most of the time) his wife work off the farm for income and to make payments on the equipment and their 2000 acres of mono-cropped land. A sad turn of events, indeed.

Copyright 2008 Herman Beck-Chenoweth. All rights reserved. May not be used in any form without written permission. Such permission may be negotiated by e-mailing Info@ResilienceOnLine.org

Click Here for Info About The Free-Range System I Developed:http://www.back40books.com/get_item_9780918779045_free-range-poultry-production.htm Click Here for Info About Small Farm Management: http://www.back40books.com/get_list_1114.htm

Have you wanted to start a small farm? Interested in organic farming? Want to start a country Bed & Breakfast? Would you like to produce a nature-related home business income stream and make money from your garden? Any or all of these are more attainable now than ever.

Their size can range from an urban rooftop to a small town backyard to small acreage in the country. It’s wonderful to have the sunlight and birdsong be your “office surroundings,” and to tend the earth’s life force while high class restaurants, world travelers, or your local community eagerly pay premium prices for your organic, heirloom and sustainable products.

You can grow many crops: Vintage cutting or edible flowers, rare ethnic and culinary herbs, medicinal herbs, heirloom and gourmet vegetables. There’s a growing trend among those from urbanites to small town dwellers to those with small rural acreage (or in the process of buying it), who are starting sustainable home businesses that are earth and family friendly, or living the country life as real farmers again with rural traditions and the sound of birds and crickets from their porches. The huge demand for local, sustainable, and heirloom and gourmet foods, plus the growing demand for hand-made artisan foods and sustainably produced unique flowers and other unusual ornamentals is fueling this trend.

Farm examples include one who grows the crop used to make brooms, and sells hand-made ornamental or vintage brooms from his own crop. Or the spa mini-farmer who grows fresh ingredients for the facials for her local spas and estheticians, such as lavender, cucumber, and even pumpkin now proven to benefit the skin. Or the couple who raise tiny Shetland sheep that produce wool in many natural colors, and make hand-woven blankets sold for high prices online and to tourists who visit their area.

Whether you’re planning to start a small farm, begin organic farming, start a country Bed & Breakfast, or earn money from your garden, to begin making this dream come true, start with the concept of the “Micro Eco-Farm” that brings them all together. It’s the 21st century version of sustainably producing from the land in larger quantities in smaller space than anytime in history, because with technology and world travel, humans have now discovered and blended the best growing techniques that combine ancient discoveries (such as Chinese or French intensive growing methods) with cutting edge research on creating living soils and sustainable food supplies in smaller spaces than ever before understood.

To start a small farm, use micro eco-farming techniques to begin from as small as a half acre, and even stop there, or grow into a few more acres if you have the land. Start in your spare time until your business has built up enough to let you quit your office job. Micro eco-farming involves organic farming techniques, but adds beyond organics to make your mini-farm more productive than any farm in humankind’s history.

To start a country Bed & Breakfast, plan your B&B’s breakfast menus first, then design the small farm to grow the menu’s products, the organic farm that will wrap around your B&B from the information gleaned from your menu. You may want to raise laying hens, blueberries, strawberries, a few antique apple and pear trees, an herbal tea garden, and a couple dairy goats. Your B&B customers will love this small farming demonstration and setting, and it all “synergizes.” The goats and hens will provide organic fertilizer along with ingredients for breakfast omelets and yogurt, the chickens and goats can eat prunings from the plant crops, which will provide your customers with freshly baked blueberry muffins, strawberry jam and pear butter (which can also be sold as a product to your customers) and spicy apple bread and apple cider.

To make money from your garden, the possibilities are endless. You can grow a cutting garden with a flower stand out front to earn money from your garden, or sell the flower bouquets to in-town B&Bs that don’t grow their own, or to restaurants and hotels; sell high priced rare gourmet food crops to nearby five star restaurants, such as rare edible flowers or fresh ethnic food crops.

Whether you plan to start a small farm, earn money in organic farming, make money from your garden, or open a country Bed & Breakfast, your livelihood will be helping restore the planet by maintaining green life and living soil to your outdoor “office.”

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It’s not easy being a student is it? There are so many different things that you need for your schooling and an ever increasing mountain of debt that you will eventually have to start paying off. Many students therefore find themselves working in bars and restaurants at weekends in a bid to make ends meet.

However with the internet, is there a better way? All students know how to use a computer and surf the ‘net as they were brought up with it. Now you don’t want to go letting your studies suffer but when you’re on your summer break or some other holiday, you’ll find yourself with some spare time on your hands.

The wonderful thing about making money online is the lack of start-up capital needed. In most other businesses you need to rent premises, hire staff and a whole host of other things. You’d end up taking out even more loans on top of the student loans you already have.

No, the internet is certainly the way to go for a college student to make some extra bucks without the crippling costs of a conventional business. As long as you have access to a computer with internet connection you are pretty much good to go.

Of course, don’t think for one moment that this is going to be easy sailing. You’ll have a lot of hard work and learning to do. Making money online is like a craft that needs to be practiced and honed.

There are many companies online that allow you to start making cash quickly because they will allow you to host content on their sites. Sometimes you can receive all the money whilst others will give you a share of the profits. These companies include Blogger, Squidoo, Hubpages, InfoBarrel, Weebly, Xomba and BlinkWeb.

Often people place Google Adsense on these websites because Google is a huge company and many businesses with online stores set up an account with Google to promote their products. So if you set up a website on a particular subject, whether it’s games consoles or cooking, you’ll find that there’s lots of potential advertisers out there willing to pay you money for each time a visitor clicks on one of the ads. It’s very easy to implement as all you do is set up an account and then place some code onto your website.

Other alternative ways of monetizing your website is to use Chitika, Yahoo!, eBay and Amazon plus there’s loads of others but these are the main companies.

Another way is to do surveys with Cash Crate, Project Payday and other companies like that. Bear in mind that there are mixed feelings about these companies and how easy it is to make money with them. Some people rave about how great they are whilst other people complain bitterly. Make sure you do your research because it may or may not be right for you.

Ultimately there are a number of ways that you can make some extra bucks online but not all of them are as easy as some people make out. Be very careful about buying an eBooks and software that promises to make you loads of money. Unfortunately there are many scammers out there who only care about making money from you without giving you anything concrete in return. There are many free and excellent resources on the internet that will allow you make an extra income without you being ripped off.